A.M. Best, an independent provider of insurer ratings since 1899, awards its highest financial strength rating, A++ (Superior), to Cincinnati's property casualty group. This rating is awarded to only the top 2 percent of property casualty insurer groups. On July 3, 2008, Best placed Cincinnati's ratings under review with negative implications. Click on the logo at right for the latest report.

Fitch Ratings cites the competitive advantage that Cincinnati's property casualty companies derive from emphasis on long-term relationships with select independent agents, low expense structure and excellent claims service in awarding its AA- (Very Strong) rating. The Cincinnati Life Insurance Company also earns the AA- rating for a very strong capital position and good earnings and liquidity. Fitch has a negative outlook.

Moody's Investors Service A1 rating of the standard market property casualty group is "based on strong risk-adjusted capitalization, reflecting consistent reserve strength and manageable peak-level catastrophe exposure, and the group's strong regional franchise emphasizing a relationship-oriented strategy with agents." Moody's outlook on the rating is stable.

Standard & Poor’s Rating Services cites Cincinnati’s rating characteristics supporting its A+ (Strong) rating as an “extremely strong and loyal agency force, strong competitive position, improved technological efficiencies, and improved and adequate enterprise risk management.” S&P has a negative outlook.

Ward lists Cincinnati among the top 50 companies in America for balancing performance with policyholder safety. Click on the logo at right for more information.