Financial Strength Ratings

Cincinnati Financial CorporationBest'sFitchMoody'sStandard
& Poor's
Corporate Debta-BBB+A3BBB
 
The Cincinnati Insurance CompaniesBest'sFitchMoody'sStandard
& Poor's
Insurer Financial Strength    
Property Casualty Group    
 Standard Market Subsidiaries:A+--A1A
  The Cincinnati Insurance CompanyA+A+A1A
  The Cincinnati Indemnity CompanyA+A+A1A
  The Cincinnati Casualty CompanyA+A+A1A
 Excess and Surplus Lines Subsidiary:    
  The Cincinnati Specialty Underwriters Insurance CompanyA------
 
The Cincinnati Life Insurance CompanyAA+--A


Financial strength allows us to better serve and protect our agents, policyholders and shareholders. Our commitment to all three is how we fulfill our pledge, Making Our Strength Your Future.

A.M. Best, an independent provider of insurer ratings since 1899, awards its A+ (Superior) financial strength rating to Cincinnati's standard market property casualty group. A.M. Best awards only about 10 percent of property casualty insurer groups with its A+ or A++ rating in the Superior category. A.M. Best comments on the standard property casualty group’s rating: "The rating reflects CIC’s superior risk-adjusted capitalization, generally redundant reserves, historically strong operating performance, and successful distribution within its targeted regional markets centered on harnessing strong relationships with local independent insurance agencies."

Please select the A.M. Best icon to the right to see the most recent information for each company.

A>M> Best Superior A +
A>M> Best The Cincinnati Life Insurance Company

Fitch Ratings cites Cincinnati's conservative operating company capitalization, high-quality liquid bond portfolio and well-managed and adequate property casualty reserves in awarding its A+ (Strong) insurer financial strength rating to the standard market property casualty and life insurance companies. Fitch has a stable outlook.

Please select the Fitch Ratings icon to the right to see the most recent rating reports.

Moody's Investors Service A1 rating of the standard market property casualty group is "based on strong risk-adjusted capitalization, reflecting consistent reserve strength and manageable peak-level catastrophe exposure, and the group's strong regional franchise emphasizing a relationship-oriented strategy with agents." Moody's outlook on the rating is negative.

Please select the Moody's icon to the right to see the most recent information.

Standard & Poor’s Ratings Services cites characteristics supporting Cincinnati's A (Strong) rating, including "the group's very strong capitalization and strong competitive position, which is supported by a very loyal and productive independent agency force and a low-cost infrastructure." S&P's outlook is stable.

Please select the Standard & Poor's icon to the right to see the most recent rating report.

Ratings are under continuous review and subject to changes and/or affirmation.

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